Archive for February, 2009

Green Investments

Saturday, February 28th, 2009

I recently discovered a new investment company: www.robinia-invest.com, which is based in Germany and promotes ecologically, socially and economically responsible ‘robina’ tree plantations in eastern Germany. Term is 10 years with a ROI of about 10-14% per year. Instead of cultivating trees to be processed in to planks or veneer, Robinia Invest cultivates trees to make poles. They calculate only about £ 8,50 per tree after 10 years, so nothing shocking about that. £ 8,50 per tree that’s 10 years old is not all that much.

Here are some earmarks of their participations 10 year investment Minimum investment £ 10,000. Four guarantees offered: (1) Legal ownership of plot; (2) Maintenance Guarantee; (3) Replacement guarantee (1st year replacement if plot suffers 20% loss) ; (4) commercially insured against fire and storm damage. Robinia-Invest’s plantations will be FSC (Forest Stewardship Council) certified. The main differences with a Robinia investment instead of an investment in lets say Teakplantations are the following; This is a welcome change from the familiar teak companies who are all based in central or south America. There are ofcourse a few advantages to investing in Germany instead of south or central America: trade is in strong euro, not weak US dollar land value in Germany is much higher then that of south or central America the plantations in Germany are insured against fire and storm damage, which the Teak companies cannot offer. Germany is ofcourse part of the EU and politically a economically very strong and stabile. That ofcourse cannot be said of the countries in south and central America. Look what happened in Honduras recently? The investment term is much shorter then Teak, only 10 years, instead of the usually 20 year term with Teak. Anyway, you might want to check this site out if you want to invest your money in something which is both for the environment and for your financial future

A Quick View Of The Online Foreign Currency Exchange System

Wednesday, February 18th, 2009

The online foreign currency exchange system is one of the most sought after business ventures these days. For a lot of people, the said business venture’s popularity has grown so much because it’s fast and easy to understand. Also because of the internet, conducting your foreign exchange business has become a much easier endeavor because you can continue to operate real time despite the fact that you need to be at it almost on a 24/7 basis.

The Advantages of Online Foreign Currency Exchange

One of the reasons why it’s good to consider this business is because you can do it anywhere at any time possible for you. The only important thing that you should have of course is a computer and a reliable internet speed. Going online when trading currencies, is highly preferred by most individuals from different countries. This is also because it breaks the distance barriers and the internet allows for a cheaper way of connectivity than you would have when talking to people through phone.

Also, most of the online forex businesses these days also make use of various forex software mechanisms that allow them to transact business on a 24/7 basis. These forex software enable their business to go on an autopilot mode so all the person owning has to do would be to program it according to what would best suit his business. Aside from this tool, the internet also offers a constant supply of new information regarding the international status of the foreign currency business. Everything is simply made accessible in just a few clicks.

Before Tapping the Online Foreign Currency Exchange Market

Should you wish to tap the online forex market, then you should also be prepared enough to handle all the pros and cons that it might have along with it. One of the key challenges you may need to face is scouting for profitable business ventures so you might want to get the services of an established online forex broker. These people work pretty much the same as the usual type of forex brokers but they may be more tech-savvy. They would also be more adept when it comes to promoting the forex business online and using internet marketing strategies to expand networks and business contacts.

Another important thing to note before starting off an online forex business is having your own market analysis strategies in place. Scan the current market and try to point out the competition. Identifying them early on will allow you to plot out your own way on how you can possibly make yourself different from them. You should also consider other large scale analysis in terms of identifying currency profitability. In here you might need to keep in check of the country’s current state as there are a lot of things that can contribute to the rise and fall of currency values.

Then of course you should also come up with your own money management scheme. Based from your own research and your forex tools, you can come up with a comfortable money management system that you can use to assess your online foreign currency exchange success.

No Load Mutual Fund

Wednesday, February 18th, 2009

If you are interested in beginning an investment plan, you are probably interested to know what mutual funds are and more specifically no load mutual funds. You must first understand what a mutual fund is in order to move on to no-load.

A mutual fund is when you invest your money together with other people’s money. There is a fund and you can invest into that fund. That fund will be invested in anything such as stocks, bonds, or other combinations of investments. This is beneficial because you do not have to have a lot of money to start investing in a well diversified portfolio. Your portfolio should be well diversified in order to minimize your losses. Mutual funds are automatically very well diversified.

Mutual funds are also very beneficial because you can start with a fairly small amount, usually a minimum of $1000-$3000, and you don’t have to choose your own investments. This means you don’t have to spend a lot of time doing homework and studying and researching your investments.

When it comes to these funds, you’ll either have to pay a fee or you will not have to pay a fee. Of course, it seems obvious to choose not to pay a fee. These are called to no load mutual funds. You do not have to pay any fees before or at the end of your investment. A load fund does charge a fee. They claim that they can charge a fee and you can still make more money because they will earn you more money on your mutual fund.

Most people feel that it is unlikely they will earn you more money, especially after the fee. I would recommend avoiding load mutual funds, saving the money, and invest more.