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	<title>VITYA</title>
	<atom:link href="http://www.halkyasam.com/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.halkyasam.com</link>
	<description>Your Money! We Care!</description>
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		<title>Credit Repair Guide to Mending Your Credit Score</title>
		<link>http://www.halkyasam.com/credit-repair-guide-to-mending-your-credit-score/</link>
		<comments>http://www.halkyasam.com/credit-repair-guide-to-mending-your-credit-score/#comments</comments>
		<pubDate>Tue, 02 Mar 2010 10:16:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[a resolution]]></category>
		<category><![CDATA[build credit]]></category>
		<category><![CDATA[credit ratings]]></category>
		<category><![CDATA[Credit Repair]]></category>
		<category><![CDATA[good qualities]]></category>
		<category><![CDATA[Guide to Mending]]></category>
		<category><![CDATA[Your Credit Score]]></category>

		<guid isPermaLink="false">http://www.halkyasam.com/?p=181</guid>
		<description><![CDATA[Is your goal to mend your credit standing?
Then you need to reflect on some variables before getting started on building your credit. Credit is good in some ways, and bad in a handful of ways. credit puts stress on us because we&#8217;ve to keep a judgement in order to get the respect we deserve.

Most of [...]]]></description>
			<content:encoded><![CDATA[<p><strong>Is your goal to mend your credit standing?</strong></p>
<p>Then you need to reflect on some variables before getting started on building your credit. Credit is good in some ways, and bad in a handful of ways. credit puts stress on us because we&#8217;ve to keep a judgement in order to get the respect we deserve.<br />
<img src="http://www.halkyasam.com/wp-content/uploads/2010/03/Scams1-150x150.jpg" alt="Scams[1]" title="Scams[1]" width="150" height="150" class="alignright size-thumbnail wp-image-182" /><br />
Most of us have our very own struggles in life and some of us more so than others do. There are numerous reasons a person&#8217;s credit Is flawed. we often require to maintain an increased degree of accuracy or else. Since, we don&#8217;t same &#8216;or else&#8217; Then we have to perpetually look for a solution to keep our credit standing at a good rate. The good qualities about credit are it will give you a resolution when times are hard, and when you want to build credit.</p>
<p>To get started mending your credit then you must discover various methods that haw help re-establish your credit ratings. One abstract you are going to do Is get copies of your credit reports. the disadvantage Is you will have to clear for the reports unless you apply for a calculate card or loan. Be sure to avoid applying for cards and loans as the more you apply the greater it affects your credit ratings.</p>
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		<item>
		<title>Reduce Credit Card Bills</title>
		<link>http://www.halkyasam.com/reduce-credit-card-bills/</link>
		<comments>http://www.halkyasam.com/reduce-credit-card-bills/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 01:24:17 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Card]]></category>
		<category><![CDATA[reduce credit card bills]]></category>
		<category><![CDATA[reduce credit card debt]]></category>

		<guid isPermaLink="false">http://www.halkyasam.com/?p=179</guid>
		<description><![CDATA[Credit card bills often seem to be a matter of concern for many. There are thousands of people worldwide who often found themselves under piles of credit card bills. If you are unable to reduce credit card bills in time, you will no doubt end up with bad credit ranking and all that reducing your [...]]]></description>
			<content:encoded><![CDATA[<p>Credit card bills often seem to be a matter of concern for many. There are thousands of people worldwide who often found themselves under piles of credit card bills. If you are unable to <a href="http://www.reducecreditcardbills.com/">reduce credit card bills</a> in time, you will no doubt end up with bad credit ranking and all that reducing your odds of having access to any sort of credit card anymore. This can be annoying, isn’t it? After all, credit cards often help in some really unexpected yet hard time. This is why you should take immediate actions to reduce credit card bills as soon as possible.</p>
<p>There are several steps that you can choose to stick within in order to <a href="http://www.reducecreditcardbills.com/debt/reduce-credit-card-debt/">reduce credit card debt</a>. Well, you don’t have to be someone with impressive credit score for reducing credit card debt. All you need to do is finding out such a credit card that arrives with no introductory rate at all. Also, debt consolidation can help you a lot if you ever want to reduce credit card debt. This method is especially great for those people who haven’t made some payments or maybe their credit score is suffering. If bankruptcy is your major concern, then you should prefer debt consideration approach as it will probably help you out with your credit card issue.</p>
<p>Lastly, you can try compromising with your creditors. If you are already aware of the fact that you will not be able to make your payments this approach is perfect for you to reduce credit card debt you are living with. </p>
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		</item>
		<item>
		<title>Improve credit score</title>
		<link>http://www.halkyasam.com/improve-credit-score/</link>
		<comments>http://www.halkyasam.com/improve-credit-score/#comments</comments>
		<pubDate>Wed, 17 Feb 2010 00:50:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit]]></category>
		<category><![CDATA[fix credit]]></category>

		<guid isPermaLink="false">http://www.halkyasam.com/?p=177</guid>
		<description><![CDATA[How to improve credit score? I can’t count how many people who ask about this question. Do you so? Here I give you some tips to help you to improve credit score. Have you ever heard that one should keep the credit card balances low in order to improve the credit score? You see, high [...]]]></description>
			<content:encoded><![CDATA[<p>How to <a href="http://www.boostmyscore.net/"><b>improve credit</b></a> score? I can’t count how many people who ask about this question. Do you so? Here I give you some tips to help you to improve credit score. Have you ever heard that one should keep the credit card balances low in order to improve the credit score? You see, high debt can reduce your score. If you max out your credit card, you probably will lower the value even with 70 points. </p>
<p>Instead of having one card close to being maxed out, you can transfer the balance from this card to some other cards. Therefore, you can store your credit card balances at below 25% of your credit limit. You can also <a href="http://www.boostmyscore.net/"><b>fix credit</b></a> score by paying the debt if it possible. </p>
<p>Second information is doing not even try to close the account which is paid-off. You should keep in mind that closing the old account will reduces the total credit available, which in turn changes the ratio of your use of total credit available. Hence, it can lower your score. Closing your credit accounts shortens your credit history of the oldest, which also makes you seem less credit worthy, and then your score could go down.</p>
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		<item>
		<title>Checking the Engine of Used Cars</title>
		<link>http://www.halkyasam.com/checking-the-engine-of-used-cars/</link>
		<comments>http://www.halkyasam.com/checking-the-engine-of-used-cars/#comments</comments>
		<pubDate>Mon, 15 Feb 2010 14:00:01 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[used cars]]></category>

		<guid isPermaLink="false">http://www.halkyasam.com/?p=175</guid>
		<description><![CDATA[Buying a used car can be a prudent choice in terms of value. While there are many factors to consider while looking at a vehicle, the engine is one of the most important. If the engine stops, the whole car is useless. The engine is the heart of the car. Engines are expensive to repair [...]]]></description>
			<content:encoded><![CDATA[<p>Buying a used car can be a prudent choice in terms of value. While there are many factors to consider while looking at a vehicle, the engine is one of the most important. If the engine stops, the whole car is useless. The engine is the heart of the car. Engines are expensive to repair and a poorly maintained engine spells trouble.</p>
<p>When shopping for <a href="http://www.availablecar.com/"><b>used cars</b></a> , take a good look under the hood. A quick glance is enough to determine if the engine has been maintained. It should not be spotless, a spotless engine in an otherwise worn car means that someone is trying to mask a problem. The engine also should not be extremely dirty and look like no one has ever changed the oil. </p>
<p>Check the oil. If it looks clean (brown) and was recently changed, check it again after the test drive. Did it get black? That can be a sign of expensive trouble in the future. Is there large amounts of motor oil on the sides of the engine. This can tell you if the engine is leaking oil. This is the reason some people power wash the engine-to get rid of this tell-tail sign of trouble. </p>
<p>A visual inspection does not take the place of a mechanical inspection but it can help you rule out obvious problems at the start.</p>
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		<item>
		<title>Dealing with Financial Problems</title>
		<link>http://www.halkyasam.com/dealing-with-financial-problems/</link>
		<comments>http://www.halkyasam.com/dealing-with-financial-problems/#comments</comments>
		<pubDate>Thu, 04 Feb 2010 11:17:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bankruptcy lawyers in Birmingham]]></category>

		<guid isPermaLink="false">http://www.halkyasam.com/dealing-with-financial-problems/</guid>
		<description><![CDATA[Many people are distressed when they find out that they are being in a serious financial problem. If you are on the edge of bankruptcy then you can only feel worry and afraid to lose properties that you own. You are worried about the future life of your family and you cannot think of the [...]]]></description>
			<content:encoded><![CDATA[<p>Many people are distressed when they find out that they are being in a serious financial problem. If you are on the edge of bankruptcy then you can only feel worry and afraid to lose properties that you own. You are worried about the future life of your family and you cannot think of the solution to repair your financial condition. If you are being in this situation since you used to depend on credit card to buy everything that you want then you can only regret for those financial decisions that you made in the past. You regret since you do not always think twice in buying those things.  </p>
<p>If you are facing the risk of bankruptcy then there is no use to feel distressed and to put the blame on you over time. You should think of the solution to get you out from this serious financial problem. Remember that, there is always a way out for every problem. You can start to fix your condition by consulting on bankruptcy lawyer that provides assistance to help people get out. <a href="http://www.bankruptcylawyerinalabama.com/"><b>Birmingham bankruptcy attorneys</b></a> are the example of reputable attorneys that will help you to resolve your financial problems related to bankruptcy such as foreclosure, lawsuits, creditor harassment and other problems.  </p>
<p>You can contact <a href="http://www.bankruptcylawyerinalabama.com/bankruptcy-lawyers.html"><b>bankruptcy lawyers in Birmingham</b></a> to get information of what you need to do to repair your financial situation. Do not lose hope!  </p>
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		<title>Competition in Life and Business Doesn&#8217;t Exist</title>
		<link>http://www.halkyasam.com/competition-in-life-and-business-doesnt-exist/</link>
		<comments>http://www.halkyasam.com/competition-in-life-and-business-doesnt-exist/#comments</comments>
		<pubDate>Sun, 31 Jan 2010 08:15:53 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Business Tips]]></category>
		<category><![CDATA[Currency Trading]]></category>
		<category><![CDATA[Curriculum]]></category>
		<category><![CDATA[Debt Management]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Insurance]]></category>
		<category><![CDATA[Investing]]></category>
		<category><![CDATA[basketball terminology]]></category>
		<category><![CDATA[college]]></category>
		<category><![CDATA[Competition]]></category>
		<category><![CDATA[Competition in Life]]></category>
		<category><![CDATA[excellence]]></category>
		<category><![CDATA[life]]></category>
		<category><![CDATA[Life and Business]]></category>
		<category><![CDATA[subconscious]]></category>

		<guid isPermaLink="false">http://www.halkyasam.com/?p=170</guid>
		<description><![CDATA[What is your outlook on competition in life and business?
Competition doesn&#8217;t exist for me because&#8230;I live in a world of abundance. There will always be enough of everything everywhere for everyone every time.Competition doesn&#8217;t exist for me because&#8230;the subconscious mind rejects for itself whatever it despises in others. I wish for others everything I wish [...]]]></description>
			<content:encoded><![CDATA[<p>What is your outlook on competition in life and business?<br />
Competition doesn&#8217;t exist for me because&#8230;I live in a world of abundance. There will always be enough of everything everywhere for everyone every time.Competition doesn&#8217;t exist for me because&#8230;the subconscious mind rejects for itself whatever it despises in others. I wish for others everything I wish for myself. I wish for others the highest level of happiness, success, and prosperity in college, life, and business.<img src="http://www.halkyasam.com/wp-content/uploads/2010/01/nasa_logo-300x257.jpg" alt="nasa_logo-300x257" title="nasa_logo-300x257" width="150" height="150" class="alignright size-full wp-image-171" /><br />
Why?&#8230;Why not? Besides, if you despise another&#8217;s wealth or success or anything he/she has accomplished, you are feeding negative thoughts to your own subconscious, which ultimately leads to the prevention of any wealth, success, or accomplishment you may so desire for yourself. This is not just talk, it&#8217;s a proven fact.Competition doesn&#8217;t exist for me because&#8230;I love you and live in a world of ultimate unification. Loving others simply means wanting deeply to see the best for others, as you would yourself. Unification of our generation is the key to elevation. No matter what route you take, which venture you pursue, or whatever your beliefs and passions are, unifying for a greater growth for all is always better than struggling to grow individually.</p>
<p>The term &#8217;self made&#8217; is powerful yet heavily confused. In basketball terminology, let&#8217;s say you&#8217;re a jump shooter. You decide whether you want to sit on the bench and watch, pass the ball, or take a shot. Once you decide to take the shot, and build up enough courage (through countless practice), you finally shoot. You are the self-made shooter, but &#8216;people&#8217; are the &#8216;ACCURACY of the Shot!&#8217; Without that you won&#8217;t score no matter how hard you try! Why compete with your accuracy, when you can unify with it and score every time?Competition doesn&#8217;t exist for me because&#8230;it promotes keeping up with the Joneses; one of the top key contributors to the prevention of building true wealth, success, or happiness. I once read that, &#8220;the fastest way to fail is to try to impress people all the time.&#8221; People constantly lose themselves trying to find out how to keep up with others. If you find yourself in this race, get out immediately because you will never be happy no matter how much money you have. Strive for excellence, and do so righteously and for your own preference. &#8216;Keeping up with the Joneses&#8217; is a hell of a drug. Definitely say no to this drug!</p>
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		<item>
		<title>Affiliate Marketing &#8211; Prosper During The Recession</title>
		<link>http://www.halkyasam.com/affiliate-marketing-prosper-during-the-recession/</link>
		<comments>http://www.halkyasam.com/affiliate-marketing-prosper-during-the-recession/#comments</comments>
		<pubDate>Fri, 22 Jan 2010 13:42:04 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Banking]]></category>
		<category><![CDATA[Business Tips]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Money management]]></category>
		<category><![CDATA[Affiliate Marketing]]></category>
		<category><![CDATA[commission]]></category>
		<category><![CDATA[customer support]]></category>
		<category><![CDATA[downloading]]></category>
		<category><![CDATA[ironic]]></category>
		<category><![CDATA[Recession]]></category>
		<category><![CDATA[shipping]]></category>
		<category><![CDATA[through checks]]></category>

		<guid isPermaLink="false">http://www.halkyasam.com/?p=165</guid>
		<description><![CDATA[There are lots of ways to make money online but the fastest way to get to earnings is to join the growing ranks of affiliate marketers.
It is sort of ironic that in the midst of all the offline pain happening all around us that there is such a vibrant economy, so alive and well&#8230;and it&#8217;s [...]]]></description>
			<content:encoded><![CDATA[<p>There are lots of ways to make money online but the fastest way to get to earnings is to join the growing ranks of affiliate marketers.<img src="http://www.halkyasam.com/wp-content/uploads/2010/01/images.jpg" alt="images" title="images" width="110" height="100" class="alignleft size-full wp-image-166" /><br />
It is sort of ironic that in the midst of all the offline pain happening all around us that there is such a vibrant economy, so alive and well&#8230;and it&#8217;s online.So, if you are looking for a little extra money or you want to make a lot of money then consider the career of the affiliate marketer. (AM)Essentially, as an AM you are a commissioned salesman. But this online business is not like the old school sales gig. This is fun, high tech, and can be very profitable.</p>
<p>Here are some of the advantages of affiliate marketing.<br />
1. You don&#8217;t HAVE to have your own website the old, difficult HTML coded way. Now you can do just fine with a simple blog or even a one page Squidoo site. You DO need a place to put your offer.</p>
<p>2. You are not the person who has to invent the product! Affiliate marketing means you are the salesman, period. You don&#8217;t have to make your own product, as there are literally thousands to pick from and all you have to do is get &#8220;eyeballs on the offer!</p>
<p>3. You are not the person who deals with shipping, downloading, customer support or followups. That is all covered by the products owner and a lot of the time the commission you get for selling these products is 50% of the selling price and often more!</p>
<p>4. You don&#8217;t have to collect the money. That&#8217;s automated! That&#8217;s right! In the offline world a salesman (affiliate)has to do all sorts of the support tasks. In the online world you do far less and get paid a lot better. If you do it right.</p>
<p>5. Get your money (pay) automatically through checks, or from payment processors like Paypal.</p>
<p>Affiliate programs pay great and pay regular like clockwork. If you sell. Some people don&#8217;t. They don&#8217;t do it the right way.</p>
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		<title>Mobile banking, the future of banking</title>
		<link>http://www.halkyasam.com/mobile-banking-the-future-of-banking/</link>
		<comments>http://www.halkyasam.com/mobile-banking-the-future-of-banking/#comments</comments>
		<pubDate>Sat, 09 Jan 2010 21:12:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Banking]]></category>
		<category><![CDATA[Mobile banking]]></category>

		<guid isPermaLink="false">http://www.halkyasam.com/?p=160</guid>
		<description><![CDATA[Mobile Banking refers to provision and availability of banking and financial services with the help of mobile telecommunication devices. The scope of offered services may include facilities to conduct bank and stock market transactions, to administer accounts and to access customized information.
Mobile banking is known by various other names. Through mobile banking, one can balance [...]]]></description>
			<content:encoded><![CDATA[<p>Mobile Banking refers to provision and availability of banking and financial services with the help of mobile telecommunication devices. The scope of offered services may include facilities to conduct bank and stock market transactions, to administer accounts and to access customized information.
<pp>Mobile banking is known by various other names. Through mobile banking, one can balance checks, complete his account transactions, make payments on time etc. via a mobile device such as a mobile phone.<br />
<img src="http://www.halkyasam.com/wp-content/uploads/2010/01/Mobile-banking1.jpg" alt="Mobile banking" title="Mobile banking" width="150" height="150" class="alignright size-full wp-image-162" /><br />
Mobile banking is growing at a very fast pace and will soon become the primary channel for banks to connect with their customers. While the top banks have the financial and technical resources to make moves in the mobile channel, most mid-tier and small banks lack the innovation and funds needed to explore this front. Many of the largest banks have already launched mobile banking services, which are catching on with customers and generating positive business results.</p>
<p>Mobile banking technology vendors have a big role to play in helping mid-tier and small institutions take advantage of this emerging channel. Due to the increasing interest in  mobile banking software, banks should deploy mobile banking software with confidence that their mobile banking vendors will provide the key to start the engine of mobile banking.</p>
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		<title>Trade Show Exhibits</title>
		<link>http://www.halkyasam.com/trade-show-exhibits/</link>
		<comments>http://www.halkyasam.com/trade-show-exhibits/#comments</comments>
		<pubDate>Thu, 07 Jan 2010 11:21:34 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business Tips]]></category>
		<category><![CDATA[directors chairs]]></category>
		<category><![CDATA[table covers]]></category>

		<guid isPermaLink="false">http://www.halkyasam.com/?p=158</guid>
		<description><![CDATA[Trade show exhibits is a good way to increase sell, increase share, and introducing new products.
The success of it is not only depends on how many people you can draw to your trade show, it depends on how your trade show displays engage them when they are there. So in order to get the best [...]]]></description>
			<content:encoded><![CDATA[<p><a href=http://www.camelbackdisplays.com/>Trade show exhibits</a> is a good way to increase sell, increase share, and introducing new products.</p>
<p>The success of it is not only depends on how many people you can draw to your trade show, it depends on how your trade show displays engage them when they are there. So in order to get the best return on investment from trade show, maximize your trade show booth.</p>
<p>Important factor to attract people to your trade show display is the appearance of your trade show booth. The quality and design of <a href=http://www.camelbackdisplays.com/Table-Top-Displays-Exhibits.htm>table top display</a> describe the quality of service/goods you are introducing. That is the first impression you will get from people. Use <a href=http://www.camelbackdisplays.com/Table-Covers.htm >table covers</a> that suitable with the image of your products and match the color and design of your table top display. So the better quality and unique design you use, the more attention you will draw and the easier to engage the people.</p>
<p>It’s not hard to find anything you need related to trade show exhibits on internet. There plenty of good table covers, table top display, and even <a href=http://www.camelbackdisplays.com/directors-chairs.htm>directors chairs</a> you can find with various price and quality.  Choose wisely then you will get the maximum advantage for your business from trade show exhibits.</p>
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		<title>Investment in Business with Business Credit</title>
		<link>http://www.halkyasam.com/investment-in-business-with-business-credit/</link>
		<comments>http://www.halkyasam.com/investment-in-business-with-business-credit/#comments</comments>
		<pubDate>Wed, 30 Dec 2009 09:58:25 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Business Tips]]></category>
		<category><![CDATA[Credit]]></category>
		<category><![CDATA[business credit]]></category>

		<guid isPermaLink="false">http://www.halkyasam.com/?p=156</guid>
		<description><![CDATA[Business needs investment for getting growth and success. Every business desires to get perfect business solution for getting business growth. Business owners move to creditors for fulfilling business needs with business credit. They establish corporate credit over the online and offline market places. Some time, they do not get perfect business credit and they have [...]]]></description>
			<content:encoded><![CDATA[<p>Business needs investment for getting growth and success. Every business desires to get perfect business solution for getting business growth. Business owners move to creditors for fulfilling business needs with business credit. They <a href="http://www.corporatecreditconcepts.com/articles/establish-business-credit.html"><b>establish corporate credit</b></a> over the online and offline market places. Some time, they do not get perfect business credit and they have to pay unnecessary amount and interest rate to creditors. </p>
<p>They also pay hidden charges to creditors. If you are also having there types of problems and you want to take best business credit in less interest prices then you should move to Corporate Credit Concepts. Corporate Credit Concepts is popular place for solving you business credit needs. </p>
<p>You can take the help of them to establish corporate credit. They will provide you complete solution of your business needs and you will get business credit from there. You can solve your business credit problem from there. Many people have used that places for solving <a href="http://www.corporatecreditconcepts.com/"><b>business credit</b></a>. </p>
<p>They have got perfect solution of there business. Corporate Credit Concepts provides you business plans for your business growth. You can get more then 250,000 dollars business credit over the market places. They will make a plan to reduce your tax and interest rates. They will fulfill entire your need in little time. </p>
<p>You will be happier to have best services from there. If you need more clarification and information for Corporate Credit Concepts then you can directly contact them at any time. Hence, you can establish corporate credit from Corporate Credit Concepts.</p>
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